নটরডেম কলেজ ২০২৪

Spending may make us happy or unhappy depending on how and why we spend. When we spend money on things that we need and within our limit, it is good. When it becomes a compulsive behaviour, it makes life stressful. Unnecessary spending or spending beyond one's means has some bad effects. For one thing, it may lead to financial ruin or debt, and for another, it may create unhappiness within families. People who overspend are never satisfied with what they have. They always rush for brands, fashion items, designer clothes etc. Over a period of time it becomes an addiction which may eventually create psychological problems.

Nowadays consumer items are displayed in stores or in advertisements in ways that they create a feeling of immediate need for them. We are constantly tempted to buy, use or consume things even when we do not have a genuine need. We all need to be careful here. Salespersons often encourage customers to buy things by flattering them. 'This is a perfect match for you,' they would say, or 'You look so stunning in that dress'. Never forget, they say the same thing to most of their customers. It is better not to be persuaded by such words. They use these words to please the customers as the more a customer buys, the higher the profit is. Overspending is not only related to shopping, it applies to other activities as well such as eating out. Many people buy too many items to eat in a restaurant. They can eat only some of them and the rest are wasted. It's not a responsible attitude. We cannot simply waste food because we have money to buy it.

Young people in a shopping mall often look at an item on display and think 'Oh I must buy this, I really need this.' They may not have the money needed in their wallet. So, they use credit cards but using them is like taking a loan. If they are not careful, the loans increase which might lead them to a debt-trap.

Spending may make us happy or unhappy depending on how and why we spend. When we spend money on things that we need and within our limit, it is good. When it becomes a compulsive behaviour, it makes life stressful. Unnecessary spending or spending beyond one's means has some bad effects. For one thing, it may lead to financial ruin or debt, and for another, it may create unhappiness within families. People who overspend are never satisfied with what they have. They always rush for brands, fashion items, designer clothes etc. Over a period of time it becomes an addiction which may eventually create psychological problems.

Nowadays consumer items are displayed in stores or in advertisements in ways that they create a feeling of immediate need for them. We are constantly tempted to buy, use or consume things even when we do not have a genuine need. We all need to be careful here. Salespersons often encourage customers to buy things by flattering them. 'This is a perfect match for you,' they would say, or 'You look so stunning in that dress'. Never forget, they say the same thing to most of their customers. It is better not to be persuaded by such words. They use these words to please the customers as the more a customer buys, the higher the profit is. Overspending is not only related to shopping, it applies to other activities as well such as eating out. Many people buy too many items to eat in a restaurant. They can eat only some of them and the rest are wasted. It's not a responsible attitude. We cannot simply waste food because we have money to buy it.

Young people in a shopping mall often look at an item on display and think 'Oh I must buy this, I really need this.' They may not have the money needed in their wallet. So, they use credit cards but using them is like taking a loan. If they are not careful, the loans increase which might lead them to a debt-trap.

Once in the water, you get oblivious of time, distance or direction. The only thought, which kept me worried, was that I must make it and that I must get good weather all the way. The second half of the swim is always very difficult. And if even little waves develop, it saps the ebbing energy of the swimmer all the more. Taking a lesson from my previous swims I kept my speed at a steady pace for I knew I would need every ounce of my energy towards the close....

I felt hungry and famished and shouted for my manager. In reply, I was told that I could not afford to waste 10 minutes in having the feed! If I have to break the record, I must swim on with all my might. But I refused...I am sorry now for it. For if I had gone on, I might have finished the whole swim in less than 10 hours and 15 minutes creating a new world record from both sides....

After the feed I really got my teeth into the strokes.... I was squeezing my body for the last drop of energy I could get out of it.... and edged on inch by inch. The people in the motorboat were cheering me. I saw the flash on the Kent shore very clearly. I realized I was very close. I could see the record, like the proverbial carrot, dangling before my swollen eyes....